Should an individual participant withdraw on or before December 12, 2012 s/he will receive a refund of all fees paid less the $150 processing fee, the $50 non‐refundable application fee and any non‐refundable deposits paid by the student or by AIFS on behalf of the student.

Should s/he withdraw after December 12, 2012, but on or before Wednesday, January 11, 2013 for any reason except medical covered by the Fees Refund and Medical Insurance Coverage, a refund of all fees paid would be made less the $450 deposit and the $50 non‐refundable application fee plus any non‐refundable deposits paid by the student or by AIFS on behalf of the student.

Students who must withdraw from the program because of a covered injury or illness will receive a refund of all fees paid less the $50 non‐refundable application fee, a $150 processing fee and a $210 insurance premium.

Students withdrawing voluntarily for any reason after Wednesday, January 11, 2013 including withdrawals for medical reasons not protected under the Program Fee Refund and Medical Insurance Coverage, receive no refund.

Please note that students who are academically withdrawn by their home institutions after their applications have been processed by AIFS are subject to the standard refund policy.

Once the program has started, students withdrawing receive no refund unless AIFS suspends the program. It is understood that SADDLEBACK COLLEGE will not cancel the program if the necessary minimum number of participants have been enrolled Thursday, December 6, 2012.

In the event of the U.S. State Department issuing a travel warning which advises U.S citizens not to travel to the UK, or if they are already in the UK, to leave it, AIFS will:

• If the program has not started, either make suitable alternative arrangements or cancel the program and refund all fees paid.

• If the program has started, suspend the program and fly the students home. If students are returned home they will receive a pro‐rata rebate of fees paid to AIFS for the proportion of the program not completed, less the $150 processing fee, the $210 insurance premium, the $50 non‐refundable application fee and any costs incurred flying the student home.